At Dow, we believe in putting people first and we’re passionate about delivering integrity, respect and safety to our customers, our employees and the planet.
Our people are at the heart of our solutions. They reflect the communities we live in and the world where we do business. Their diversity is our strength. We’re a community of relentless problem solvers that offers the daily opportunity to contribute with your perspective, transform industries and shape the future. Our purpose is simple - to deliver a sustainable future for the world through science and collaboration. If you’re looking for a challenge and meaningful role, you’re in the right place.
Dow has an exciting opportunity for a Senior Treasury Specialist, located in Sao Paulo, Brazil.
About you and this role:
As an advanced role within the LAA Treasury team, The Financial Planner is responsible for performing a broad range of complex work aligned with the Financial Planning & Funding work process including financial modeling of legal entities to prepare currency exposure and Cash flow forecast, analysis of capital structure and dividend planning, reconciliation of net interest expense and forex impact, manage all related insurance issues in Latin America among other things.
The Financial planner will optimize and/or develop forecasting tools to continuous improve forecasting and analysis accuracy. Additionally, will carry on negotiation with banks and financial brokerage firms,
The Financial Planner is expected to utilize in-depth conceptual and practical knowledge and interact with other Functions (like Financial & Statutory, Cost Accountant, Financial Operations, Business Finance and Tax) to analyze complex problems, take new perspectives on existing process and exercise judgment based on the analysis of multiple sources of information seeking to determine status quo with recommendation for solving or forecasting such problem/risk. The planner will work independently with broad guidelines and in compliance and within Dow’s Company and Treasury policies with direct impact on P&L and supporting Financial Planning & Funding process globally.
Responsibilities:
- Main responsibility covers analyzing, forecasting and reporting of Foreign Currency exposure, financial position and financial expenses, and identifying, measuring and modeling main drivers of currency exposure and cash flow generation to avoid unplanned exposures and liquidity risks. Ensure actual FX result and Financial Expenses are accurately recorded and reconciled
- Provide timely and accurate treasury management reporting and forecasting, working closely with key finance and treasury leaderships, for the development and execution of optimum financial and treasury strategies.
- Timely analysis, forecasting and recommendation of optimum capital structure, Intercompany financing, dividend forecast and functional currency studies with an aim to achieve lowest overall risk-adjusted after-tax cost of capital and ensure optimal liquidity structure maximizing Dow’s ability to sterilize cash.
- Act as a treasury focal point in coordinating and executing treasury strategies for large capital project, corporate initiatives and corporate M&A transaction. Timely analysis and recommendation of optimum financial and business structures aiming to minimize financial risks (currency, interest rates, cash flow and liquidity).
- Requires understanding of Risk management applied to Financial and Operational process from Central Bank, Tax and Custom regulations for Brazil which set the framework where Financial Planner do his daily work and impact on defined strategies.
- Ability to work independently within broad guidelines and policies with minimal guidance and close interaction with Corporate Treasury, Accounting, Tax, Cost and other Finance functions in relation to Treasury transactions.
Experience
- A Bachelor’s Degree in Finance, Economics, Engineering, Accounting or related discipline
- + 3 years related work experience.
- MBA or Master’s Degree in Finance is preferable.
- Prior Treasury related experience is also preferable
Your skills:
- Strong analytical, data organization, communication and collaboration skills required
- Good understanding of accounting and knowledge of financial market products
- Fluent in English (both written and spoken) is a must,
- Fluent Spanish (both written and spoken) is very desirable.
- Proficient user of computer software such Microsoft office (Excel, Access, PowerBI), SAP and Diamond system Report (DSR), is a must.
- Proficient user of Treasury systems (Quantum), is desirable
- Excellent communication and problem-solving skills with ability to simplify complex problems and effectively identify and execute appropriate solutions
- Experience in handling multiple priorities
To apply:
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Benefits – What Dow offers you
We invest in you.
Dow invests in total rewards programs to help you manage all aspects of you: your pay, your health, your life, your future, and your career. You bring your background, talent, and perspective to work every day. Dow rewards that commitment by investing in your total wellbeing.
Here are just a few highlights of what you would be offered as a Dow employee:
- Equitable and market-competitive base pay and bonus opportunity across our global markets, along with locally relevant incentives.
- Benefits and programs to support your physical, mental, financial, and social well-being, to help you get the care you need...when you need it.
- Competitive retirement program that may include company-provided benefits, savings opportunities, financial planning, and educational resources to help you achieve your long term financial-goals.
- Employee stock purchase programs (availability varies depending on location).
- Student Debt Retirement Savings Match Program (U.S. only).
- Dow will take the value of monthly student debt payments and apply them as if they are contributions to the Employees’ Savings Plan (401(k)), helping employees reach the Company match.
- Robust medical and life insurance packages that offer a variety of coverage options to meet your individual needs. Travel insurance is also available in certain countries/locations.
- Opportunities to learn and grow through training and mentoring, work experiences, community involvement and team building.
- Workplace culture empowering role-based flexibility to maximize personal productivity and balance personal needs.
- Competitive yearly vacation allowance.
- Paid time off for new parents (birthing and non-birthing, including adoptive and foster parents).
- Paid time off to care for family members who are sick or injured.
- Paid time off to support volunteering and Employee Resource Group’s (ERG) participation.
- Wellbeing Portal for all Dow employees, our one-stop shop to promote wellbeing, empowering employees to take ownership of their entire wellbeing journey.
- On-site fitness facilities to help stay healthy and active (availability varies depending on location).
- Employee discounts for online shopping, cinema tickets, gym memberships and more.
- Additionally, some of our locations might offer:
- Transportation allowance (availability varies depending on location)
- Meal subsidiaries/vouchers (availability varies depending on location)
- Carbon-neutral transportation incentives e.g. bike to work (availability varies depending on location)
Join our team, we can make a difference together.
About Dow
Dow (NYSE: DOW) is one of the world’s leading materials science companies, serving customers in high-growth markets such as packaging, infrastructure, mobility and consumer applications. Our global breadth, asset integration and scale, focused innovation, leading business positions and commitment to sustainability enable us to achieve profitable growth and help deliver a sustainable future. We operate manufacturing sites in 30 countries and employ approximately 36,000 people. Dow delivered sales of approximately $43 billion in 2024. References to Dow or the Company mean Dow Inc. and its subsidiaries. Learn more about us and our ambition to be the most innovative, customer-centric, inclusive and sustainable materials science company in the world by visiting www.dow.com.
As part of our dedication to inclusion, Dow is committed to equal opportunities in employment. We encourage every employee to bring their whole self to work each day to not only deliver more value, but also have a more fulfilling career. Further information regarding Dow's equal opportunities is available on www.dow.com.