Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Governance & Control
Pay Details:
$96,900 - $136,800 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
Job description and accountabilities:
Reporting to Senior Manager, the successful candidate will be responsible for planning, executing, reviewing and reporting on control testing activities to assess the design and operating effectiveness of RCSA, FRCM, Compliance controls as well as issue remediation. The role will provide independent challenge and oversight of control environments, identifies control gaps and deficiencies, and work with other shared service teams to support their reporting.
Control Testing & Issue Validation
- Develop and execute risk-based testing plans in accordance with the Bank's control framework, policies, and regulatory requirements.
- Define testing objectives, scope, methodology, sampling approach, and testing procedures.
- Assess the design and operating effectiveness of key controls through walkthroughs, inquiry, inspection, observation, reperformance, and data analysis.
- Review supporting evidence to determine whether controls have operated effectively and consistently during the testing period.
- Identify, document, and assess control exceptions, deficiencies, and potential control failures.
- Perform root-cause analysis and evaluate the potential impact of identified deficiencies.
- Ensure testing conclusions are supported by sufficient, appropriate, and well-documented evidence.
Management & Review
- Lead and supervise control testing activities performed by senior analysts
- Review testing workpapers for accuracy, completeness, consistency, and compliance with established methodology.
- Provide coaching and technical guidance to test team members.
- Challenge testing conclusions and ensure appropriate professional judgment is applied.
- Manage testing timelines, deliverables, and competing priorities.
Reporting & Issue Management
- Prepare clear and concise testing results, including control effectiveness assessments and identified deficiencies.
- Present testing results to control owners, other stakeholders (RCSA, RCM, FCRM, Issue management team), as well as other lines of defenses.
- Work with Issue management team to support remediation plan development, including corrective actions, responsible owners, and target completion dates.
Risk & Governance
- Maintain a strong understanding of the organization’s risk and control framework.
- Ensure testing activities are aligned with applicable internal policies, regulatory requirements, accounting standards, and industry practices.
- Identify opportunities to strengthen the control environment and improve control testing methodologies.
- Maintain accurate documentation and evidence to support 2nd line review.
Specific Educational Requirements / Accreditations:
- Bachelor’s degree in Accounting, Finance, Business, Risk Management, Information Systems, or a related field
Job Qualifications:
· 7+ years of relevant experience in internal controls, internal audit, SOX, compliance, risk management, or control testing.
· Experience managing or leading control testing engagements.
· Strong understanding of control design and operating effectiveness.
· Experience with risk assessment, sampling, evidence evaluation, exception assessment, and remediation validation.
· Strong analytical, problem-solving, and professional judgment skills.
· Excellent written and verbal communication skills.
· Strong attention to detail and ability to manage multiple priorities.
· Strong time-management and organizational skills to manage multiple deadlines and priorities within a highly demanding environment
- Detail-oriented with the ability to follow up on items or determine appropriate steps for timely resolution; execute with speed and impact
- The following are also assets for this role:
- Risk management experience
- Compliance/Privacy/FCRM experience
- Digital/mobile environment experience
Skills Category:
· Time Management
· Control testing and assurance
· Risk assessment
· Internal controls and governance
· Audit and compliance
· Root-cause analysis
· Professional skepticism and judgment
· Issue management and remediation
· Data analysis
· Stakeholder management
· Team leadership
· Written and verbal communication
Preferred Qualifications
- CPA, CIA, CISA, CRMA, or other relevant professional designation.
- Experience with SOX 404, ICFR, operational risk, regulatory controls, or IT controls.
- Experience with GRC, audit management, data analytics, or control-testing platforms.
- Experience working with senior management and cross-functional stakeholders.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Sans Objet