Fraud Analyst - French Market

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Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,700 Qontoers serving over 750,000 customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

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Join us as a Fraud Analyst to detect and prevent fraud and protect Qonto’s French market customers from scams. You’ll join our specialised Fraud team of about 7 people, where your work protects customers and Qonto from fraud-related risks and supports compliance as we grow. You’ll report to Anamaria Codorean-Termure, our Senior Team Lead Fraud.

➡️ What you’ll do

• Monitor transactions: You’ll analyse transactions to detect fraud patterns, focusing on scams, phishing and account takeover.
• Investigate and prevent: You’ll independently investigate complex fraud cases and put preventive measures in place across financing and payment products.
• Assess risk early: You’ll run risk assessments on new products and features and keep onboarding fraud prevention robust.
• Own projects: You’ll own medium-scale projects end to end, in line with the objectives set by your Lead.
• Strengthen detection with Risk and Security: You’ll work with both teams to improve fraud detection and align strategies.

➡️ What we’re looking for

• Fraud or AML experience: You’ve independently handled complex fraud or AML cases at senior level.
• Investigative mindset: You use evidence-based and creative thinking to detect patterns and solve complex cases.
• Clear communication: You’re confident talking with customers and counterparties, including in sensitive situations.
• Languages: You’re fluent in English and French, and Portuguese is a plus.
• AI-native learning mindset: You welcome feedback and use AI tools to keep sharpening how you work.

Don’t tick every box? Apply anyway.

➡️ What we can offer you

• An established, specialised team: You’ll join a Fraud team with defined levels (L1–L3), documented processes and real operating rhythms.
• Real ownership: You own your caseload and your medium-scale projects.
• Breadth of casework: You’ll handle the full range of fraud, from private scams to social engineering and financing-product fraud.
• A say in how we scale: You’ll help shape our detection processes and tools as the team grows.

➡️ Your future manager

You’ll report to Anamaria Codorean-Termure, our Senior Team Lead Fraud. Anamaria has spent nearly 7 years at Qonto, growing from AML-CFT Analyst to leading the Fraud team across France, Spain and Portugal. She values agility, collaboration and a proactive approach to emerging threats, and she’ll support your ramp-up closely while trusting you to own your cases.