Credit Analyst
Remote · United States
Source: Himalayas. This job was published on Himalayas; you apply there.
Listed on Himalayas. You apply through their page. We never charge applicants.
Estimated pay
Estimate$64K–$91K/yr· $30.5–$44/hr
Estimate — the employer hasn't published pay.
Based on 10 similar mid-level Credit Analyst jobs in United States that show pay. The range is the middle half of their posted pay (25th to 75th percentile), not an offer — ask the employer for the real range.
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At a glance
- Experience asked
- 2+ years
- Education
- Master's
- Benefits mentioned
- Flexible hours
Skills mentioned
About the role
This is a remote position.
This is a unique opportunity to join a dynamic team where your expertise will directly support our brokers by conducting in-depth credit assessments and providing expert insights into mortgage applications.
- Conduct thorough credit and risk assessments on mortgage applications, ensuring compliance with internal policies and industry regulations
- Liaise with brokers, clients, and lenders to gather required documentation and clarify application details
- Analyze client financial data to calculate borrowing capacity in line with lender guidelines
- Prepare detailed credit submissions and recommendations for loan approvals
- Ensure compliance with all relevant banking, finance legislation, and regulatory frameworks
- Stay current with changes in mortgage lending policies and industry regulations
- Provide expert guidance to brokers on complex or self-employed applications
- Identify opportunities to enhance and streamline credit analysis processes
- Manage deadlines and prioritize tasks in a fast-paced environment
Requirements
- Strong understanding of credit assessment methodologies, credit reports, and mortgage lending policies
- Proven ability to interpret financial statements and assess self-employed borrower scenarios
- Proficient with credit and mortgage assessment tools/software
- Excellent analytical and problem-solving skills with a keen eye for detail
- Strong verbal and written communication skills, with confidence in presenting to stakeholders
- Self-motivated with the initiative to work independently and make informed recommendations
Benefits
- Competitive salary package
- Flexible working arrangements
- Access to industry-leading technology and tools
- Ongoing training, learning, and professional development opportunities
- Supportive team environment with a strong focus on work-life balance
- Be part of a fast-growing company making a real impact in the mortgage space
Originally posted on Himalayas