Commercial Underwriter

Accountabilities:

• Underwrite new commercial insurance submissions, renewals, and endorsements for accounts with moderate to high complexity, applying sound risk assessment and coverage decisions.
• Manage territory growth and profitability by evaluating business opportunities, monitoring portfolio performance, and identifying areas for improvement.
• Analyze internal and external data, reports, and underwriting information to support informed decisions and effective risk selection.
• Maintain clear, accurate, and comprehensive underwriting documentation in accordance with established standards.
• Prepare territory performance reports and develop actionable plans to support business objectives and communicate results to leadership.
• Collaborate with sales, claims, loss control, and independent agency partners to strengthen business relationships and deliver effective underwriting solutions.
• Lead agency visits throughout Iowa, communicate product-line benefits, promote growth and incentive programs, and support agency-specific action plans.
• Ensure compliance with underwriting guidelines, best practices, rate plans, and assigned underwriting authority.
• Mentor new associates and Underwriter I colleagues, contribute to training activities, and support team development.
• Participate in committees and enterprise-wide initiatives that advance organizational goals.
• Navigate disagreements constructively, address challenges collaboratively, and contribute to effective team solutions.

Requirements:

• At least three years of experience in commercial multi-line underwriting.
• Strong analytical, communication, and organizational skills, with the ability to evaluate risks and make sound underwriting decisions.
• Proficiency in Microsoft Office applications and the ability to interpret data and prepare performance reports.
• Ability to build and maintain productive relationships with independent insurance agencies and internal stakeholders.
• Demonstrated ability to mentor colleagues, support training, and contribute to team development.
• Familiarity with underwriting systems and a commitment to continuous learning and professional development.
• Ability to manage competing priorities, maintain accurate documentation, and work effectively in a fast-paced, collaborative environment.
• Preferred education: Bachelor's degree in Business, Insurance, or a related field.
• Preferred training: Completion of a Certificate in General Insurance and an Associate in Underwriting program.
• Willingness to travel within the Iowa territory for agency visits and occasionally to office locations for team meetings, training, or corporate events.

Benefits:

• Annual salary range of $68,513–$96,505, depending on relevant knowledge, skills, experience, business needs, geographical location, and internal equity.
• Fully remote, work-from-home arrangement with field responsibilities across Iowa.
• Medical and prescription insurance.
• Health Savings Account (HSA).
• Dental and vision insurance.
• Short-term and long-term disability coverage.
• Flexible Spending Accounts (FSAs).
• Life insurance and accidental death and disability coverage.
• Accident and critical illness insurance.
• Employee Assistance Program.
• 401(k) retirement plan with company match.
• Pet insurance.
• Paid time off, with standard first-year PTO of 17 days, prorated based on the month of hire; enhanced PTO may be available for experienced candidates.
• Eligibility for performance-based bonuses.
• Equal employment opportunity and a commitment to a welcoming, inclusive workplace.
• Application deadline: The internal application deadline is October 14, 2026. External applications are accepted on a rolling basis while the position remains open.